To become a financial executive , a bachelor or a post graduate degree is required to apply for a job in any bank or an NBFC . Hiring of an employee in banking institutions goes through a hard recruitment process where most individuals loose heart due to rejections . To overcome such problems with the digital reach of smartphones , banking institutions and big financial companies are hiring individuals with no particular background to join their company as a financial agent and earn income by way of commissions for selling different financial products of the company through their own community channels .

Adani Capital one of the leading financial chain in India , also took the opportunity to hire more and more number of employees to empower youth to join the company and freelancer basis and to earn good income by offering the company financial products to their friends and relatives . Through its My Josh Partner Program , Adani capital is hiring employees for from all over India to join the program and earn in their part time or full time working with the company .

[lwptoc]

If you also want to get on-boarded on the company records as a financial agent , then here in this article we have discussed about My Josh Partner Program .

What services are offered through My Josh Partner Program by Adani Capital ?

Unlike other financial institutions like ICICI Bank or IDFC bank or NBFCs like HDFC Finance or Mahindra Finance , Adani Capital captures only few financial products and services to be offered to people . Most of these financial grants and loans are targeted on the rural population and commercial propositions . With joining the My Josh Partner Program , the agent associated would be able to up sell the following financial products in the market :

1. Farm Equipment and Resource Loans
2. Vehicle Loans for both commercial and agriculture purpose
3. Loans for Small and Big Businesses
4. Loans for Working Capital Management and Supply Chain

The My Josh Partner Program focuses on promotion of all these financial offers from the Adani Capital and to bring more leads to the company through inclusion of more and more freelance agents to the company.

How to become a partner on My Josh Partner Program ?

The My Josh Partner Program by Adani Capital requires employees associated in the program to upload leads of the prospective customers who are interested in the company loans and financial product . The company on receipt of lead will undergo the process of grant of loan to the customer and once the loan of the financial product is sold , the lead is processed and the commission is paid to the freelancer .

To become a My Josh Partner , here are the steps that you have to follow :

1. Download the MY JOSH Partner App from Google Playstore .
2. Sign in the application with Email and Mobile Number .
3. Click on Become Partner
4. Enter your Information and fill all the form details
5. Upload KYC Documents and Bank Details
6. Submit

On receipt of application , the company will take 24 to 48 hrs to approve your partner application and will provide you an intimation through the mobile number .

Must read : Investment and Profitability in Dell Franchise Business in India

What earning can you make with My Josh Partner Program ?

Adani Capital is one of top companies in the Financial chain of India . The company offers dedicated support to both associates and patrons working with the company . Through its MY Josh Partner program , the company offers commission like full time salary of Rs 25k to Rs 30k per month , if the partner brings more sales to the company. On freelancer basis , their is no boundation regarding the working hours and the person can work in free time also .

There is no joining fees associated with the program and maximum revenue from the program can be generated by :

1. Reaching out more and more farmers daily
2. Reaching small businessmen or unemployed youth to help them build their business with financial help.
3. By reaching women-led startups and franchise entities to raise their business with the funding .

How commissions and incomes are processed in My Josh Partner Program ?

In the MY Josh Partner Program , employees are paid according to the amount involved in each sale of the financial product .The amount of commission is paid out of the proportion of the sale amount and after deducting all taxes and services charges by the company .

In case , the commission amount is more than the specific TDS rules limit , then the company also deducts TDS while making payment of commission . Once the status of the leads is said to be processed as ‘ OK ‘ in the application , you can check your earnings in the ‘ MY Earnings’ Tab in the mobile application . Once received you can withdraw your commission in your bank or any e-wallet as you like .

Alternatives to My Josh Partner Program 

To have multiple source of Income is a good option and once you are in market it is better to have a broad list of services to offer .Other than just relying on the My Josh Partner Program , you can also join other partner programs of different banks and private companies to bring sales to digital and financial products to earn extra commission out of them . You can also join some other survey companies , to provide them data about prospective customers to generate revenue out of it like :

1. One Code Financial App
2. IDFC First Partner App
3. Earnin Mobile Partner
4. Klover Mobile Partner App
5. Credit One Partner

Must read : IRCTC se Online Ticket Booking Kaise Kare

All these companies pay good amount of commission to their partners , each time a successful sale is made from the company offerings . Their is no joining fees associated with any program and no specific qualification is asked to join this My Josh partner program . If you get any problems or have something to ask , you can comment us down in the comment section below .